Punjab National Bank · NSE: PNB · BSE: 532461

Q3 FY25 results · Oct–Dec 2024

Punjab National Bank reported revenue from operations of ₹31,894.80 crore (up 14.5% from Q3 FY24) and net profit of ₹4,648.60 crore (up 106.4% from Q3 FY24) for Q3 FY25 (Oct–Dec 2024), on a consolidated basis.

Consolidated · ₹ crore
Item	Q3 FY25	Q3 FY24	YoY	Q2 FY25	QoQ
Interest earned	31,894.80	27,851.71	+14.5%	30,447.42	+4.8%
Other income	3,391.63	2,675.67	+26.8%	4,664.05	−27.3%
Total income	35,286.43	30,527.38	+15.6%	35,111.47	+0.5%
Profit before share of associates & JVs and tax	7,055.04	3,634.36	+94.1%	6,728.64	+4.9%
Share of profit/(loss) of associates & JVs	162.42	188.56		307.05
Net profit for the period	4,648.60	2,252.67	+106.4%	4,431.99	+4.9%
Attributable to shareholders of the company	4,801.00	2,432.77	+97.3%	4,714.14	+1.8%
EPS, basic (₹)	4.18	2.21	+89.1%	4.27	−2.1%
Net margin (%)	14.6	8.1		14.6

This company reports a share of profit/(loss) from associates and joint ventures. BSE’s filing format records that share after tax, so it is shown on its own line. The company’s own statement may add it before its “profit before tax” line.

Standalone · ₹ crore
Item	Q3 FY25	Q3 FY24	YoY	Q2 FY25	QoQ
Interest earned	31,339.83	27,287.81	+14.8%	29,875.01	+4.9%
Other income	3,411.87	2,673.84	+27.6%	4,572.09	−25.4%
Total income	34,751.70	29,961.65	+16.0%	34,447.10	+0.9%
Profit before tax	6,905.95	3,591.60	+92.3%	6,565.30	+5.2%
Net profit for the period	4,508.21	2,222.81	+102.8%	4,303.46	+4.8%
EPS, basic (₹)	3.92	2.02	+94.1%	3.90	+0.5%
Net margin (%)	14.4	8.1		14.4

Consolidated

Filed with BSE: 31 Jan 2025, 18:40 IST
Board meeting: 31 Jan 2025
Period: 01 Oct 2024 to 31 Dec 2024
Review status: Unaudited
Source: XBRL filing on BSE

Standalone

Filed with BSE: 31 Jan 2025, 18:40 IST
Board meeting: 31 Jan 2025
Period: 01 Oct 2024 to 31 Dec 2024
Review status: Unaudited
Source: XBRL filing on BSE