Punjab National Bank · NSE: PNB · BSE: 532461

Q2 FY25 results · Jul–Sep 2024

Punjab National Bank reported revenue from operations of ₹30,447.42 crore (up 13.4% from Q2 FY24) and net profit of ₹4,431.99 crore (up 151.2% from Q2 FY24) for Q2 FY25 (Jul–Sep 2024), on a consolidated basis.

Consolidated · ₹ crore
Item	Q2 FY25	Q2 FY24	YoY	Q1 FY25	QoQ
Interest earned	30,447.42	26,857.70	+13.4%	29,144.54	+4.5%
Other income	4,664.05	2,999.35	+55.5%	3,615.35	+29.0%
Total income	35,111.47	29,857.05	+17.6%	32,759.89	+7.2%
Profit before share of associates & JVs and tax	6,728.64	2,778.29	+142.2%	5,751.07	+17.0%
Share of profit/(loss) of associates & JVs	307.05	225.39		275.21
Net profit for the period	4,431.99	1,764.54	+151.2%	3,716.17	+19.3%
Attributable to shareholders of the company	4,714.14	1,990.18	+136.9%	3,975.86	+18.6%
EPS, basic (₹)	4.27	1.81	+135.9%	3.61	+18.3%
Net margin (%)	14.6	6.6		12.8

This company reports a share of profit/(loss) from associates and joint ventures. BSE’s filing format records that share after tax, so it is shown on its own line. The company’s own statement may add it before its “profit before tax” line.

Standalone · ₹ crore
Item	Q2 FY25	Q2 FY24	YoY	Q1 FY25	QoQ
Interest earned	29,875.01	26,354.92	+13.4%	28,556.43	+4.6%
Other income	4,572.09	3,028.28	+51.0%	3,609.52	+26.7%
Total income	34,447.10	29,383.20	+17.2%	32,165.95	+7.1%
Profit before tax	6,565.30	2,772.25	+136.8%	5,268.84	+24.6%
Net profit for the period	4,303.46	1,756.13	+145.1%	3,251.53	+32.4%
EPS, basic (₹)	3.90	1.59	+145.3%	2.95	+32.2%
Net margin (%)	14.4	6.7		11.4

Consolidated

Filed with BSE: 28 Oct 2024, 19:11 IST
Board meeting: 28 Oct 2024
Period: 01 Jul 2024 to 30 Sep 2024
Review status: Unaudited
Source: XBRL filing on BSE

Standalone

Filed with BSE: 28 Oct 2024, 19:11 IST
Board meeting: 28 Oct 2024
Period: 01 Jul 2024 to 30 Sep 2024
Review status: Unaudited
Source: XBRL filing on BSE