Punjab National Bank · NSE: PNB · BSE: 532461

Q3 FY23 results · Oct–Dec 2022

Punjab National Bank reported revenue from operations of ₹22,808.28 crore (up 16.5% from Q3 FY22) and net profit of ₹660.06 crore (down 42.6% from Q3 FY22) for Q3 FY23 (Oct–Dec 2022), on a consolidated basis.

Consolidated · ₹ crore
Item	Q3 FY23	Q3 FY22	YoY	Q2 FY23	QoQ
Interest earned	22,808.28	19,579.41	+16.5%	20,587.91	+10.8%
Other income	3,325.25	2,695.99	+23.3%	2,703.79	+23.0%
Total income	26,133.53	22,275.40	+17.3%	23,291.70	+12.2%
Profit before share of associates & JVs and tax	1,043.23	1,738.97	−40.0%	626.44	+66.5%
Share of profit/(loss) of associates & JVs	55.38	98.50		132.07
Net profit for the period	660.06	1,150.49	−42.6%	363.72	+81.5%
Attributable to shareholders of the company	708.27	1,249.87	−43.3%	494.11	+43.3%
EPS, basic (₹)	0.64	1.14	−43.9%	0.44	+45.5%
Net margin (%)	2.9	5.9		1.8

This company reports a share of profit/(loss) from associates and joint ventures. BSE’s filing format records that share after tax, so it is shown on its own line. The company’s own statement may add it before its “profit before tax” line.

Standalone · ₹ crore
Item	Q3 FY23	Q3 FY22	YoY	Q2 FY23	QoQ
Interest earned	22,384.44	19,325.43	+15.8%	20,154.02	+11.1%
Other income	3,337.96	2,700.59	+23.6%	2,847.24	+17.2%
Total income	25,722.40	22,026.02	+16.8%	23,001.26	+11.8%
Profit before tax	1,002.56	1,722.76	−41.8%	660.83	+51.7%
Net profit for the period	628.88	1,126.78	−44.2%	411.27	+52.9%
EPS, basic (₹)	0.57	1.02	−44.1%	0.37	+54.1%
Net margin (%)	2.8	5.8		2.0

Consolidated

Filed with BSE: 31 Jan 2023, 10:50 IST
Board meeting: 30 Jan 2023
Period: 01 Oct 2022 to 31 Dec 2022
Review status: Unaudited
Source: XBRL filing on BSE

Standalone

Filed with BSE: 31 Jan 2023, 10:50 IST
Board meeting: 30 Jan 2023
Period: 01 Oct 2022 to 31 Dec 2022
Review status: Unaudited
Source: XBRL filing on BSE