The Jammu & Kashmir Bank · NSE: J&KBANK · BSE: 532209

Q3 FY23 results · Oct–Dec 2022

The Jammu & Kashmir Bank reported revenue from operations of ₹2,440.87 crore (up 20.8% from Q3 FY22) and net profit of ₹312.04 crore (up 78.5% from Q3 FY22) for Q3 FY23 (Oct–Dec 2022), on a consolidated basis.

Consolidated · ₹ crore
Item	Q3 FY23	Q3 FY22	YoY	Q2 FY23	QoQ
Interest earned	2,440.87	2,019.77	+20.8%	2,298.90	+6.2%
Other income	243.85	158.80	+53.6%	147.95	+64.8%
Total income	2,684.72	2,178.57	+23.2%	2,446.85	+9.7%
Profit before share of associates & JVs and tax	517.68	308.15	+68.0%	406.64	+27.3%
Share of profit/(loss) of associates & JVs	(4.88)	(5.84)		(3.92)
Net profit for the period	312.04	174.81	+78.5%	243.64	+28.1%
Attributable to shareholders of the company	307.16	168.97	+81.8%	239.72	+28.1%
EPS, basic (₹)	3.19	1.81	+76.2%	2.49	+28.1%
Net margin (%)	12.8	8.7		10.6

This company reports a share of profit/(loss) from associates and joint ventures. BSE’s filing format records that share after tax, so it is shown on its own line. The company’s own statement may add it before its “profit before tax” line.

Standalone · ₹ crore
Item	Q3 FY23	Q3 FY22	YoY	Q2 FY23	QoQ
Interest earned	2,440.82	2,019.77	+20.8%	2,298.85	+6.2%
Other income	241.85	156.22	+54.8%	145.74	+65.9%
Total income	2,682.67	2,175.99	+23.3%	2,444.59	+9.7%
Profit before tax	517.06	306.99	+68.4%	406.43	+27.2%
Net profit for the period	311.59	173.95	+79.1%	243.49	+28.0%
EPS, basic (₹)	3.24	1.86	+74.2%	2.53	+28.1%
Net margin (%)	12.8	8.6		10.6

Consolidated

Filed with BSE: 23 Jan 2023, 18:17 IST
Board meeting: 23 Jan 2023
Period: 01 Oct 2022 to 31 Dec 2022
Review status: Unaudited
Source: XBRL filing on BSE

Standalone

Filed with BSE: 23 Jan 2023, 18:17 IST
Board meeting: 23 Jan 2023
Period: 01 Oct 2022 to 31 Dec 2022
Review status: Unaudited
Source: XBRL filing on BSE