The Jammu & Kashmir Bank · NSE: J&KBANK · BSE: 532209

Q3 FY22 results · Oct–Dec 2021

The Jammu & Kashmir Bank reported revenue from operations of ₹2,019.77 crore (down 2.7% from Q3 FY21) and net profit of ₹174.81 crore (up 163.4% from Q3 FY21) for Q3 FY22 (Oct–Dec 2021), on a consolidated basis.

Consolidated · ₹ crore
Item	Q3 FY22	Q3 FY21	YoY	Q2 FY22	QoQ
Interest earned	2,019.77	2,076.37	−2.7%	1,990.29	+1.5%
Other income	158.80	273.44	−41.9%	213.07	−25.5%
Total income	2,178.57	2,349.81	−7.3%	2,203.36	−1.1%
Profit before share of associates & JVs and tax	308.15	106.59	+189.1%	135.53	+127.4%
Share of profit/(loss) of associates & JVs	(5.84)	0.07		(4.17)
Net profit for the period	174.81	66.37	+163.4%	111.60	+56.6%
Attributable to shareholders of the company	168.97	66.44	+154.3%	107.43	+57.3%
EPS, basic (₹)	1.81	0.93	not comparable	1.44	+25.7%
Net margin (%)	8.7	3.2		5.6

This company reports a share of profit/(loss) from associates and joint ventures. BSE’s filing format records that share after tax, so it is shown on its own line. The company’s own statement may add it before its “profit before tax” line.

Standalone · ₹ crore
Item	Q3 FY22	Q3 FY21	YoY	Q2 FY22	QoQ
Interest earned	2,019.77	2,076.37	−2.7%	1,990.29	+1.5%
Other income	156.22	271.65	−42.5%	210.97	−26.0%
Total income	2,175.99	2,348.02	−7.3%	2,201.26	−1.1%
Profit before tax	306.99	105.86	+190.0%	134.83	+127.7%
Net profit for the period	173.95	65.94	+163.8%	111.09	+56.6%
EPS, basic (₹)	1.86	0.92	not comparable	1.49	+24.8%
Net margin (%)	8.6	3.2		5.6

Consolidated

Filed with BSE: 08 Feb 2022, 18:57 IST
Board meeting: 08 Feb 2022
Period: 01 Oct 2021 to 31 Dec 2021
Review status: Unaudited
Source: XBRL filing on BSE

Standalone

Filed with BSE: 08 Feb 2022, 18:57 IST
Board meeting: 08 Feb 2022
Period: 01 Oct 2021 to 31 Dec 2021
Review status: Unaudited
Source: XBRL filing on BSE