The Jammu & Kashmir Bank · NSE: J&KBANK · BSE: 532209

Q3 FY20 results · Oct–Dec 2019

The Jammu & Kashmir Bank reported revenue from operations of ₹2,067.37 crore and net profit of ₹49.06 crore for Q3 FY20 (Oct–Dec 2019), on a consolidated basis.

Consolidated · ₹ crore
Item	Q3 FY20	Q3 FY19	YoY	Q2 FY20	QoQ
Interest earned	2,067.37	—	—	2,150.78	−3.9%
Other income	129.63	—	—	112.88	+14.8%
Total income	2,197.00	—	—	2,263.66	−2.9%
Profit before share of associates & JVs and tax	51.76	—	—	(1,032.54)	Turned profit
Share of profit/(loss) of associates & JVs	(0.63)	—		(1.19)
Net profit for the period	49.06	—	—	(918.00)	Turned profit
Attributable to shareholders of the company	48.43	—	—	(919.19)	Turned profit
EPS, basic (₹)	1.21	—	—	(16.51)	Turned profit
Net margin (%)	2.4	—		-42.7

This company reports a share of profit/(loss) from associates and joint ventures. BSE’s filing format records that share after tax, so it is shown on its own line. The company’s own statement may add it before its “profit before tax” line.

Standalone · ₹ crore
Item	Q3 FY20	Q3 FY19	YoY	Q2 FY20	QoQ
Interest earned	2,067.36	2,002.71	+3.2%	2,150.78	−3.9%
Other income	128.66	163.51	−21.3%	112.16	+14.7%
Total income	2,196.02	2,166.22	+1.4%	2,262.94	−3.0%
Profit before tax	52.34	172.10	−69.6%	(1,031.67)	Turned profit
Net profit for the period	49.64	103.75	−52.2%	(916.81)	Turned profit
EPS, basic (₹)	0.89	1.86	−52.2%	(16.46)	Turned profit
Net margin (%)	2.4	5.2		-42.6

Consolidated

Filed with BSE: 01 Feb 2020, 11:52 IST
Board meeting: 31 Jan 2020
Period: 01 Oct 2019 to 31 Dec 2019
Review status: Unaudited
Source: XBRL filing on BSE

Standalone

Filed with BSE: 01 Feb 2020, 11:52 IST
Board meeting: 31 Jan 2020
Period: 01 Oct 2019 to 31 Dec 2019
Review status: Unaudited
Source: XBRL filing on BSE