The Jammu & Kashmir Bank · NSE: J&KBANK · BSE: 532209

Q2 FY21 results · Jul–Sep 2020

The Jammu & Kashmir Bank reported revenue from operations of ₹2,044.84 crore (down 4.9% from Q2 FY20) and net profit of ₹44.39 crore for Q2 FY21 (Jul–Sep 2020), on a consolidated basis.

Consolidated · ₹ crore
Item	Q2 FY21	Q2 FY20	YoY	Q1 FY21	QoQ
Interest earned	2,044.84	2,150.78	−4.9%	2,038.32	+0.3%
Other income	152.40	112.88	+35.0%	122.19	+24.7%
Total income	2,197.24	2,263.66	−2.9%	2,160.51	+1.7%
Profit before share of associates & JVs and tax	79.71	(1,032.54)	Turned profit	65.15	+22.3%
Share of profit/(loss) of associates & JVs	(6.61)	(1.19)		(5.29)
Net profit for the period	44.39	(918.00)	Turned profit	7.30	+508.1%
Attributable to shareholders of the company	37.78	(919.19)	Turned profit	2.01	19x
EPS, basic (₹)	0.53	(16.51)	not comparable	0.03	18x
Net margin (%)	2.2	-42.7		0.4

This company reports a share of profit/(loss) from associates and joint ventures. BSE’s filing format records that share after tax, so it is shown on its own line. The company’s own statement may add it before its “profit before tax” line.

Standalone · ₹ crore
Item	Q2 FY21	Q2 FY20	YoY	Q1 FY21	QoQ
Interest earned	2,044.84	2,150.78	−4.9%	2,038.32	+0.3%
Other income	149.63	112.16	+33.4%	119.62	+25.1%
Total income	2,194.47	2,262.94	−3.0%	2,157.94	+1.7%
Profit before tax	78.27	(1,031.67)	Turned profit	63.85	+22.6%
Net profit for the period	43.93	(916.81)	Turned profit	6.50	+575.8%
EPS, basic (₹)	0.62	(16.46)	not comparable	0.09	+588.9%
Net margin (%)	2.1	-42.6		0.3

Consolidated

Filed with BSE: 07 Nov 2020, 19:22 IST
Board meeting: 06 Nov 2020
Period: 01 Jul 2020 to 30 Sep 2020
Review status: Unaudited
Source: XBRL filing on BSE

Standalone

Filed with BSE: 07 Nov 2020, 19:22 IST
Board meeting: 06 Nov 2020
Period: 01 Jul 2020 to 30 Sep 2020
Review status: Unaudited
Source: XBRL filing on BSE